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mArylAndConsumersremIndedofneWregIstrAtIonInsurAnCerulesformopedsAetnAtoBuyCoVentryexpAndmedICAremedICAIdBusInessMarylandinsuranceregulatorsareremindingconsumersthatbeginningOctober12012therewillbenewstatelawsandrequirementsconcerningmopedsandmotorscooters.NewlawsrequirethatmopedsandmotorscootersmustbetitledthroughtheMotorVehicleAdministrationMVAandtheMVA-issueddecalmustbedisplayedonthevehicleatalltimes.Alsomopedandmotorscooterownersmustobtainandmaintainliabilityinsuranceanduninsuredmotoristsinsurancecoverage.Marylandlawrequirespolicylimitsof30000forbodilyinjuryperperson60000bodilyinjuryperaccidentand15000forpropertydamageforbothliabilityanduninsuredmotoristscoverage.Inadditionoperatorsmustcarryevidenceofinsurancewhenoperatingthevehicle.Thisevidenceofinsurancewouldbeacurrentinsurancecard.Theinsurancecardshouldincludetheownerx19snamepolicynumberandvehicleinformation.MopedandmotorscooteroperatorsarealsorequiredtowearMVA-approvedhelmetsandifthemopedandmotorscooterdoesnothaveawindscreenoperatorsmustwearprotectiveeyewearapprovedbytheMVA.Regulatorspointoutthatnotallinsurancecompaniesoffercoverageformopedsandmotorscooters.Consumerscancontacttheirautoinsurancecarrierstodetermineiftheyofferthiscoverage.ConsumerscanalsorefertothelistingprovidedbytheMarylandInsuranceAdministrationofcompaniesofferingmotorcyclepolicieswhichincludesmotorscooters.Someofthesecompaniesalsooffercoverageformopeds.AdditionalinformationrelatedtotitleanddecalrequirementsincludingfeesandhelmeteyeprotectionrequirementscanbefoundattheMotorVehicleAdministrationwebsite.page14APublicationofIndependentInsuranceAgentsofWVHealthinsurerAetnaIncrecentlyannouncedthatitwillbuyrivalCoventryHealthCareIncfor5.6billiontoincreaseitsshareofU.S.government-backedMedicareandMedicaidbusiness.Thepurchasewhichwilladdmorethan5millionmemberstoAetnax19srankscomesjustweeksafterrivalWellPointIncstruckadealtobuyAmerigroupCorpinamajorexpansionofitsMedicaidbusinessadministeringthegovernmentx19shealthplanforthepoor.BankersandinvestorsseethewaveofhealthinsurerconsolidationacceleratingfurtherastheUnitedStatesmovestoimplementPresidentBarackObamax19shealthcareoverhaul.TheU.S.healthreformlawaimstoprovidecoveragefor16millionmoreAmericansthroughprivatelyruninsuranceexchangesineachstateandwillexpandMedicaideligibilityforanadditional16millionpeoplebyraisinglimitsonhouseholdincome.x1cIntegratingCoventryintoAetnawillcomplementourstrategytoexpandourcoreinsurancebusinessincreaseourpresenceinthefast-growinggovernmentsectorandexpandourrelationshipswithprovidersinlocalgeographiesx1dAetnaChiefExecutiveOfcerMarkBertolinisaidinastatement.UnderthedealAetnawillpay42.08pershare-27.30incashand0.3885ofitscommonshares.Thatisa20.4percentpremiumoverCoventryx19sclosingstockpriceof34.94onFriday.Aetnasaidthepurchasewouldhelpliftitsshareofrevenuefromitsgovernmentbusinesstomorethan30percentfrom23percent.ItwillhelpAetnaaddnearly4millionmedicalmembersand1.5millionMedicarePartDmembers.MedicarePartDisafederalprogramthatreducesprescriptiondrugcostsforbeneciariesofthegovernmentplanfortheelderly.IncludingtheassumptionofCoventrydebtthesaleisvaluedat7.3billionthecompaniessaid.Aetnasaiditplannedtonancethecashportionofthetransactionwithacombinationofcashonhandandbyissuingabout2.5billionofnewdebtandcommercialpaper.Thecompanysaiditexpectedthedealtoaddmodestlytooperatingearningspersharein201345centspersharein2014and90centsin2015.InJulyWellPointsaiditwouldbuyrivalAmerigroupfor4.46billionnearlydoublingitsMedicaidbusiness.LastOctoberCignaCorpagreedtobuyHealthSpringIncfor3.8billiontostrengthenitsMedicarebusiness.