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nAICunVeIlsWreCkCheCkmoBIleAppmArylAndoffICIAlsenCourAgeCropInsurAnCeBoostAdVertIsIngBudgetAccordingtotheNationalHighwayTraf1cSafetyAdministrationmorethan5millionwrecksoccureveryyear.HoweveraccordingtoaJuly2012surveyfromtheNationalAssociationofInsuranceCommissionersNAICmanyAmericansdonotknowwhatstepstotakeorbasicinformationtosharex14ornotsharex14afteranaccident.Theymayevenputtheiridentitiesandsafetyatriskbysharingtoomuchpersonalinformation.AnewWreckCheckmobileapplicationfromtheNAICmayhelpeliminatethatrisk.Therecentsurveyrevealedconsumerswereunsureaboutautoaccidentbestpracticessuchaswhentocallthepoliceorwhatpersonalinformationtoexchangewiththeotherdriverafteranaccident.Consumersgenerallyneedonlysharetheirnamescorrectvehicleinsuranceinformationandthephonenumbersofinsuranceproviders.Sharingadditionalpersonalinformationsuchasdriverx19slicensenumbersandhomeaddressesputsconsumerstheirpropertyandtheirsafetyatrisk.ThemostcommonmisperceptionsandassociatedriskswereNearly40percentofrespondentsfelttheyshouldsharetheirdriverx19slicensesoneinsixwouldallowtheotherdrivertophotographtheirlicensesasaconvenientwaytoexchangeinformation.Theriskhoweveristhatmanyretailersacceptdriverx19slicenseinformationasacommonwaytoverifyidentityoverthephone.Twenty-1vepercentofconsumerswouldsharetheirhomeaddresses.Unfortunatelysharingthisinformationgivesidentitythievesthephysicallocationofonex19smailorgarbagewhichofteniswheretheylookforpersonalor1nancialinformationabouttheirvictims.Italsomeanstheyknowwheretheirvictimlivesputtinghisorherpersonalsafetyinjeopardy.Almost30percentofdriversthinktheyarerequiredtosharetheirpersonalphonenumbers.Infactsharingpersonalphonenumbersisnotnecessary.Closeto20percentofpeoplebelievetheonlyreasontocallthepoliceafteranaccidentisifsomeoneisinjured.However1lingapolicereportcanhelpfacilitatetheinsuranceclaimsprocess.Identitytheftisoneofthefastest-growingcrimesintheUnitedStates.TheFederalTradeCommissionestimatesnearly9millionconsumershavetheiridentitiesstoleneachyeardisrupting1nancesanddamagingcredithistoriesandreputations.x1cThelastthingyoux19reprobablythinkingaboutfollowingacaraccidentisprotectingyourprivacyx1dsaysNAICPresidentandFloridaInsuranceCommissionerKevinM.McCarty.x1cUnderstandingwhatinformationtoshareandwithwhomwillhelpkeepyousafeafteranaccidentanddecreasesomeofthechallengesof1lingaclaimlateron.Thatx19salsowhytheNAICcreatedWreckCheck.Theappwilltaketheguessworkoutofwhatinformationtogetfollowingacaraccident.x1dThenewWreckCheckmobileapplicationfromtheNAICoutlineswhattodoimmediatelyfollowinganautoaccidentandtakesusersthroughastep-by-stepprocesstocreatetheirownaccidentreport.Italsoprovidessafetytipcapturesphotosanddocumentsthenecessaryinformationto1leaninsuranceclaim.Theappalsoletsusersemailacompletedaccidentreportdirectlytothemselvesandtheirinsuranceagents.TheappisfreeandavailableforbothiPhoneandAndroidsmartphoneusers.DriverscanvisitInsxcreuonline.x9rgforadditionalinformationaboutwhattodofollowinganautoaccident.Alsoavailableonthesiteisadownloadableaccidentchecklistavideodemoanaudionewsreleaseandothermaterialstohelpconsumersprotectthemselvesafteranaccident.ForadditionalinformationonWreckCheckcontacttheNationalAssociationofInsuranceCommissionersNAIC.page13APublicationofIndependentInsuranceAgentsofWVMarylandagricultureof1cialsareencouragingfarmerstobuycropinsurance.SteveConnellyanAgricultureDepartmentmarketingspecialisttoldTheSalisburyDailyTimesthatthedepartmentisincreasingitsbudgetforadvertisingandtranslatinginsurancematerialsintootherlanguagestopromotetheuseofcropinsurance.Connellysaystheinsurancehelpsfarmersmanageriskandoffsetlosses.ThedepartmentisplacingadditionaladvertisingremindersintradepublicationsaboutaSept.30deadlineforfallwheatandbarleyplanting.MaterialsinSpanishKoreanandVietnameseshouldalsobeavailableinSeptemberinlocalextensionof1ces.Departmentof1cialssay70percentofMarylandx19scornacreshavecropinsurance80percentofsoybeanand50percentofwheatacres.