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natIonWIdeInsurancesaYsItWonx19tcoverGasdrIllFracKInGexposuresOurCethestateJOurnalKentucKYGovernortocreatehealthexchanGeNationwideMutualInsuranceCo.hasbecometherstmajorinsurancecompanytosayitwonx19tcoverdamagerelatedtoagasdrillingprocessthatblastschemical-ladenwaterdeepintotheground.NationwidespokeswomanNancySmeltzersaidJuly12theColumbusOhio-basedcompanyx19spersonalandcommercialpoliciesx1cwerenotdesignedtocoverx1driskfromhydraulicfracturingorfracking.Theprocessinjectschemicallytreatedwaterintowellstofractureshalethousandsoffeetundergroundandreleasegasoroil.TherearerichshaledepositsinpartsofPennsylvaniaNewYorkOhioWestVirginiaandelsewhere.Healthandenvironmentalgroupsclaimfrackingcancontaminatedrinkingwater.Thegasindustrysaysitx19ssafeifdoneproperly.Nationwidesaysrisksinvolvedinfrackingoperationsx1caretoogreattoignorex1dandapplytopoliciesofcommercialcontractorsandlandownerswholeasepropertytogascompanies.KentuckyGovernorSteveBeshearhasalertedthefederalgovernmentofhisintentiontocreateastatewidehealthinsuranceexchangetohelpKentuckiansndaffordablecoverage.Inmid-JulyBeshearsentaletterlastweektoHealthandHumanServicesSecretaryKathleenSebelliusinformingherofhisplan.InthatletterBeshearsaidhehasbeencontactedrepeatedlybypeoplewantingKentuckytocreateitsownexchange.HisdeclarationmakesKentuckythe16thstatetocommittoanexchange.BeshearhadannouncedpreviouslythathewouldmoveaheadonanexchangeaftertheU.S.SupremeCourtupheldthefederalhealthcareoverhaul.Theexchangewillallowpeopletocomparisonshoponlineforinsurance.Thefederalgovernmentwillcreateexchangesstartingin2014forstatesthatdonotdeveloptheirown.page10APublicationofIndependentInsuranceAgentsofWV5minutesox7yourdaytoupdateyourproflecouldleadtosignifcantrevenuesgoingx7orward.UpdateYourAssociationProfleCLICKHEREDownloadthenewProjectCAPTrustedChoicemobileappattheiTunesStore