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TheWesTVirginiainsurorINSIDETHISISSUEBIGIreleasesupdatedppacatImelIneObamaadministratiOnPlOwsaheadwithimPlementatiOninwakeOfCOurtdeCisiOnTwoyearsandfourmonthsintotheimplementationofthePatientProtectionandAffordableCareActPPACAhaveseentheenactmentofmanysignix19cantprovisionsofthenewlaw.InadditiontheU.S.SupremeCourtx19sdecisionstrikingdownthefederalgovernmentx19senforcementpowersregardingtheMedicaidexpansionhavesetinmotionwhatislikelytobeaconsequentialchainofevents.InordertokeepassociationmembersuptodateBigx1cIx1dgovernmentaffairshasreleasedanupdatedtimelinetviewthetieinecickHEREofthePPACAhighlightingprovisionsofinterest.Asrex1aectedinthetimelinethebiggestchangetothelawofcoursehasbeentheSupremeCourtx19srulingontheMedicaidexpansion.ItisimportanttonotethatthedecisionbytheCourtdidnothingtoaffectanyoftheprovisionsofthelawalreadyimplementedandgoingforwardonlymadechangestothewaytheMedicaideligibilityexpansionto133ofpovertylevelwillbeimplementedin2014.EssentiallytheCourtdidawaywiththepowerofthefederalgovernmenttowithholdthefederalportionofMedicaidfundsinordertoforcestatestocomplywiththeexpansionofeligibilityfortheprogram.AsmentionedtheimplicationsoftheCourtx19sdecisionhaveyettobefullyrealizedmostnotablybecausemoststatesyettodecidehowtheywillreact.Inadditioninthestatesthatdonotmoveforwardwithanexpansionthiscouldshiftmanywhowouldotherwisehavequalix19edforMedicaidundertheexpansionontotheexchanges.Thiscouldincreasetheamountofconsumerswhotakeadvantageofthepremiumtax2FundProvidesAid...3NCCIProposes...4NotefromthePresidentNotefromtheCEO5IIAWVMeetingsSchedule6AgenciesNeedtoKnow7VirtualRiskConsultant8VRCHelpsMakeYou...9x1cFloodsmartx1dGuide10NationwideonFracking...KentuckyGovernor...11WAPACForm12SurveyofRentersFinds..CaliperWebinarVolumEXXIIssuEXIVjuly302012APbicatinfIndependentInranceAgentfWetVirginiaGramarinCAEPbihercontinuedonpage2