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THINGSyOURAGENCyNEEDSTOkNOWABOUTBIGx1cIx1dMARkETSiiaWVmemberagenciescanaccessProductsandserVicescataLoguesonLineBigx1cIx1dMarketsisanexclusiveIIABAmemberbeneCt.ButwhatexactlyisitandhowcanyouandyouragencyplugintothepowerHerearetheanswerstothetopthreefrequently-askedquestionsaboutBigx1cIx1dMarketsWhatisBigx1cIx1dMarketsBigx1cIx1dMarketsistheIIAWVmemberagentx19sgatewaytospecializedinsuranceproductsandservicesfromselectinsurancecompanypartnerswithnoaccessfeesnovolumecommitmentandnosoftwareneededbeyondbasicInternetaccess.AllyouhavetodoislogintotheBigx1cIx1dMarketssystemtosubmitaquotereviewunderwritingandcoveragedetailsanddownloadimportanttoolsandresources.HowdoIsignupBigx1cIx1dMarketsnowoffersonlineregistrationsoyoucanregisterinjustminutesWherecanIgetmyusernameandpasswordIIAWVmemberagentscanobtaintheirBigx1cIx1dMarketsusernameorpasswordbyclickinghereandwex19llsendittoyouininstantlyWhatproductsareavailableWithausernameandpasswordyoucanlogintowww.bigimarkets.comandexploretheproductofferingsfromwell-knownandhighlyratedcompaniesx14suchasTravelersTheHartfordandSelectiveInsurancex14availableinyourstate.AllBigx1cIx1dMarketsproductsavailableformemberagentstoaccessaredisplayedintheBigx1cIx1dMarketssystem.ItisthateasyWhetheryouareregisteredasanappointedsub-producerornotIIAWVmemberscanbrowseproductavailabilityonline.FormoreinformationcontacttheBigx1cIx1dMarketsteamat800221-7917orbigimarketsiiaba.netorcallValerieToneyat800-274-4298.page8APublicationofIndependentInsuranceAgentsofWVBIGx1cIx1dAPPLAUDSPRESIDENTFORSIGNINGFLOODINSURANCEREFORMBILLINTOLAWWestVirginiadeLegationVotestoaPProVemeasureTheIndependentInsuranceAgentsBrokersofAmericatheBigx1cIx1dhaspraisedPresidentBarackObamaforsigningthex1cBiggert-WatersFloodInsuranceReformandModernizationActof2012x1dintolaw.ThenewlawextendstheNationalFloodInsuranceProgramNFIPforCveyearsandmakesneededreformstotheprogram.TheSenateandHousepassedthelegislationlastweekaspartofaConferenceReportpackagealongwiththeSurfaceTransportationActof2012andanextensionoftheFederalDirectStaffordStudentLoanprogram.FollowinganintensivelobbyingeffortbytheIIAWVWestVirginiax19sdelegationtoboththeUSHouseofRepresentativesandtheUSSenatevotedinfavorofpassageofthemeasure.x1cTheBigx18Ix19commendsPresidentObamaandCongressforworkingtogetherandinabipartisanfashiontoprotectmillionsofhomeownersandbusinessesacrossthecountrywhoarethreatenedbyDoodingx1dsaysRobertRusbuldtBigx1cIx1dpresidentCEO.x1cTheBigx18Ix19looksforwardtotheimplementationofthemanyprovisionsthatwillhelpputtheprogramonmoresolidCnancialfooting.x1dThelegislationthatwassignedintolawwillextendtheNFIPforCveyearsuntilSept.302017andmakeimportantreformstomodernizetheNFIP.Theseincludephasingoutsubsidiesformanypropertiesraisingthecaponannualpremiumincreasesfrom10to20allowingmultifamilypropertiestopurchaseNFIPpoliciesimposingminimumdeductiblesforDoodclaimsrequiringtheNFIPadministratortodevelopaplanforrepayingthedebtincurredfromHurricaneKatrinaandestablishingatechnicalmappingadvisorycounciltodealwithmapmodernizationissues.ThenewlawwillalsorequiretheGovernmentAccountabilityOfCceGAOtoconductastudyontheprospectofaddingbusinessinterruptionandadditionallivingexpensescoveragestotheNFIPandwouldrequiretheFederalInsuranceOfCceFIOtostudyandsubmitareporttoCongressonnaturaldisasterinsuranceissuesandpossiblelegislativesolutions.x1cThislegislationhasbeenatoppriorityoftheBigx18Ix19forthelastseveralyearsandweareveryproudtodaythatthisbalancedbipartisanbillthatwillprotectbothconsumersandtaxpayershasCnallybeensignedintolawx1dsaidCharlesSymingtonBigx1cIx1dseniorvicepresidentofgovernmentaffairs.Bigx1cIx1dAdvantageVirtualRiskConsultantPoweredbyRoughNotes