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OSHATAkINGAIMATW.VA.CONSTRUCTIONWORkSITESTHISSUMMERThefederalOccupationalSafetyandHealthAdministrationislaunchingwhatitcallsax1cno-noticex1dcampaigninWestVirginiathissummerinhopesofreducingconstructioninjuriesanddeaths.Thex1cConstructionIncidentPreventionInitiativex1dwillfocusenforcementeffortsonconstructionsitescoveredbyOSHAx19sCharlestonofce.Thatareaincludestheentirestate.DuringthecampaignOSHAwillsendallofitscomplianceofcersintotheeldtoconductimmediateunannouncedinspectionswhenunsafeworkingconditionsareobserved.AccordingtoOSHAitsPhiladelphiaregionofcehadatotalof43fatalitiesinscalyears2011and2012.TheregionincludesWestVirginiaandVirginiatheDistrictofColumbiaandthreeotherstates.Eighteenofthose43deathsinvolvedfalls.ThecampaignrunsthroughSeptember.page6APublicationofIndependentInsuranceAgentsofWVJULy16DEADLINEFORFEDERALDISASTERLOANSIN3W.VA.COUNTIESPrivatenonprotsandsmallbusinessesinthreeWestVirginiacountiesthatsufferedlossesduetodroughtheatandstormslastyearhaveuntilJuly16toapplyforfederaldisasterloans.TheU.S.SmallBusinessAdministrationsaystheloansareavailableinBerkeleyJeffersonandMorgancounties.Applicantscanseekloansofupto2million.Theinterestrateis4percentforeligiblesmallbusinessesand3percentfornonprotorganizationswithtermsupto30years.Loanamountsandtermsarebasedoneachapplicantx19snancialcondition.WVMEMBERAGENCIESRECEIVEExCLUSIVEMEMBERPRODUCTGUIDEOneofthemanygreatbenetsofbeinganIIAWVIIABAmemberagentisyourabilitytoaccessanastoundingarrayofproductsforexclusiveusebyourmemberagenciesandforsaletoyourclients.MoreandmoreIIAWVmembersaretakingadvantageofthismoney-makingbenetandyouragencycanbegintodosoaswell.WithinthepasttendaysthelatestBigIAdvantagenewsletterhitthestreetsandalongwithiteachIIAWVmemberagencyhasreceivedacopyoftheBigx1cIx1dMarketsProductGuidewhichprovidesanoverviewofallavailableproductsonBigx1cIx1dMarkets.Theresponsetotheguidehasbeenterric.Eachmemberagencyalsoreceivedaprintcopyfeaturingasupplementalpamphlethighlightingtheotherinsuranceandnon-insuranceprogramofferingsavailabletoIIAWVMemberagents.IfyouwanttotakeanonlinelookattheBigx1cIx1dMarketsProductGuideyoucanviewanelectroniccopybyjustclickinghere.www.iiawv.orgVisitusonline