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TheWesTVirginiainsurorINSIDETHISISSUECONGRESSPASSESFLOODINSURANCEREFORMANDMODERNIZATIONBILLLong-termreformandextensionLegisLationcLearsbothchamberssenttoPresidentCongresshaspassedthex1cBiggert-WatersFloodInsuranceReformandModernizationActof2012.x1dThelegislationwouldextendtheNationalFloodInsuranceProgramNFIPforveyearsandmakeneededreformstotheprogram.ThebillwaspassedonJune292012aspartofaConferenceReportpackagealongwiththeSurfaceTransportationActof2012andanextensionoftheFederalDirectStaffordStudentLoanprogram.ThelegislationextendstheNFIPforveyearsuntilSept.302017andmakesimportantreformstomodernizetheNFIP.Theseincludephasingoutsubsidiesformanypropertiesraisingthecaponannualpremiumincreasesfrom10to20allowingmultifamilypropertiestopurchaseNFIPpoliciesimposingminimumdeductiblesfor0oodclaimsrequiringtheNFIPadministratortodevelopaplanforrepayingthedebtincurredfromHurricaneKatrinaandestablishingatechnicalmappingadvisorycounciltodealwithmapmodernizationissues.ThelegislationwouldalsorequiretheGovernmentAccountabilityOfceGAOtoconductastudyontheprospectofaddingbusinessinterruptionandadditionallivingexpensescoveragestotheNFIPandwouldrequiretheFederalInsuranceOfceFIOtostudyandsubmitareporttoCongressonnaturaldisasterinsuranceissuesandpossiblelegislativesolutions.2HighlightsfromBill...3NotefromtheCEO4DinosaurMarketing...5Bigx1cIx1dUmbrella6ProductGuide...OSHAandConstuction...DeadlineforDisaster...7x1cFloodsmartx1dGuide8AgenciesNeedtoKnow...Bigx1cIx1dApplauds...9Bigx1cIx1dFlood10CaliperWebinar11x0Unlockx0IIAWVx0Benefts12MobilePrescence...13VirginiatoEnforce...14SNLTopPerformers...15FutureofProducer...17WAPACForm18IllinoisRehabilitation...19SwissReUmbrellaVolumeXXIIssueXIIIjulY152012APbx1cicatix1enx1efIndx18px18ndx18ntInrancx18Agx18ntx1efWx18tVirginiaGrayMarionCAEPublisher